When a bank charges off a loan, it is an accounting procedure. It does not eliminate your obligation to the bank. Unless the bank forgave or cancelled the debt, you are still obligated to repay the loan. Once a loan has [] I paid off my mortgage / home equity / consumer loan and the bank charged me a high prepayment penalty.. "/>
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A male Santa Marta sabrewing. The species was rediscovered in Colombia's Sierra Nevada de Santa Marta in July 2022. The hummingbird had not had a documented sighting in 12 years. It was only the second time the hummingbird has been documented since it was first collected in 1946. (Photo by Yurgen Vega/SELVA/ProCAT)

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OrganEx technology reverses certain deleterious effects of prolonged ischemia. Representative images of electrocardiogram tracings in the heart(top), immunostainings for albumin in the liver(middle),and actin in the kidney(bottom).The images on the left side represent the organs subjected to a control perfusion, while the images on the right represents the organs subjected to perfusion with theOrganEx technology. Tissue integrity and certain cellular functions have been restored by theOrganEx technology one hour after circulatory arrest.

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TOPSHOT - An attending physician listens to the breathing of a patient who is recovering after admission to an intensive care unit (ICU) in the coronavirus (COVID-19) patient nursing department of The HMC Westeinde Hospital in The Hague on April 4, 2020. (Photo by Remko DE WAAL / ANP / AFP) / Netherlands OUT (Photo by REMKO DE WAAL/ANP/AFP via Getty Images)

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